American Prosperity Group

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  1. APG is a marketing company in an unlimited market. We know how to get clients – NO COLD CALLING or preying on family, friends or business associates! People are either accumulating money, living on it or passing it on – whether they are 19, 92 or anywhere in between, everyone needs Retirement Income, Asset Protection & Estate Planning services.
  1. A Financial Business Opportunity– with limitless potential for growth in a multi-trillion dollar industry. This is not a MLM (Multi-Level Marketing Company).
  1. Financial Independence – therefore enabling more personal financial strength and more opportunity for personal and family time.
  1. One-Person Business (Perfect for spouse participation as Office Manager or Franchisee may hire Office Manager, if desired).
  1. Low Start-Up Costs
  • NO expensive real estate to buy
  • NO employees (optional part-time Office Manager – spouse works well)
  • NO inventory
  • LOW start-up costs / FAST & Excellent ROI
  • Average first year start-up cost is $90k (including Franchise Fee)
  • Proven system (30 + year history / Franchising since 2006)
  1. Strong & Ongoing Training and Support
  1. Able to Help People and their families in very measurable ways
  1. ITEM 19 – Earnings Claim
  2. Excellent Franchisee Validation – In 2014 awarded Franchisee Satisfaction Rating of 82.3% from Franchise Business Review.


We are America’s first Retirement & Estate Planning Franchise and we teach Franchisees with no experience in the financial services industry “from A to Z” how to be successful Retirement & Estate Planning professionals with an unlimited income opportunity. APG was founded by Mark Charnet, who is a self-made multi-millionaire as a result of the very concepts he is teaching our Franchisees. Mr. Charnet is currently the CEO/President and owner of APG.

Franchises are awarded across the USA to select individuals that market to the community at large. APG is a marketing company that sells retirement & estate planning products & services – we teach our Franchisees how to become proficient, competent Financial Planners and Investment Advisor Representatives. We specialize in retirement, estate and asset protection planning. Most importantly, we instruct our franchisees how to get clients rather than prey on family, friends & business associates. APG is NOT a multi-level marketing company – there is NO recruiting & NO cold calling. APG Franchise Owners participate in America’s most important and fastest growing industry obtaining financial security! In a nutshell, APG Franchisees teach their clients how to: “Maximize their income today while simultaneously protecting, preserving and perpetuating their wealth for tomorrow!®


 As the Baby Boom Generation ages, American Prosperity Group offers an exciting career opportunity to serve them. Candidates can own their own business in the fast-growing retirement, estate and long-term care planning field – providing clients with special, unmatched financial products & strategies – and enjoying the benefits of a revolutionary franchise company with a one of a kind business system. The Pre-Retirement & Retirement Community Market (the Senior Market!): $18 to $40 Trillion is expected to transfer between generations in the USA over the next 25 years and APG is well-positioned to assist & capitalize on that historic opportunity. 36.3 million Americans over 65 and 10,000 Baby Boomers turn age 65 every day in the US between 2013 – 2029. By 2030 86.7 million Americans will be over age 65.



  • No prior experience preferred
  • No college degree necessary
  • Has great people and communication skills for consultative & relational sales
  • PASSIONATE desire to help people and have an immediate positive impact on their lives
  • People, sales & relationship-driven
  • Interested in the subject of money, investments and have an affinity for numbers
  • Investing may be a current hobby
  • Determined to own their own business
  • Desire an opportunity for unlimited earnings potential
  • Professionally-minded
  • Driven and self-motivated
  • Enjoy public speaking (presents well to an audience of about 15-25 people)
  • Civic minded & community-oriented
  • Known to have a winning attitude, sound judgment and possess the highest personal & professional qualities including honesty, integrity and self-motivation
  • Wants to have a better balanced life-style


2014 – Franchisee Satisfaction Award – Franchise Business Review

2014 – Top 200 Franchises Best of the Best – Franchise Business Review

2014 – Best of the Best Top Low Cost Franchises – Franchise Business Review

2013 – Best Business Services Franchises –

2013 – Best Franchisee Satisfaction (2nd in Category world-wide) – Franchise Business Review

2013 – Best Franchises in America for 2013 – America’s Best

2013 – Top 20 Franchises in America – by

2011 – Best of the Best

2011 – #17 in Top New Franchises

2011 – #1 in Category – Misc. Financial Services

2011 – #300 in Top 500

2011 – #421 Franchises in Social Media

2010 – Best Trending Franchise

2010 – #9 out of 3,000+ franchises by

2009 – #474 Entrepreneur’s Top 500 Franchise


 APG knows how to secure clients. With over 32+ years as one of the most successful Retirement & Estate Planning Professionals in the nation, American Prosperity Group (APG) Founder/CEO Mark Charnet has a proven track record of replicating that success and has created the APG Franchise Opportunity for people who are looking for:

  •  A real chance for financial independence with an unlimited income opportunity
  • A balanced lifestyle that they can truly enjoy their professional life as well as family life simultaneously
  • A time-tested business “blueprint” with:
    • Proven system (32 + year history / Franchising since 2006)
    • NO expensive real estate to buy
    • NO employees (optional part-time Office Manager – spouse works well)
    • NO inventory
    • LOW start-up costs / FAST & Excellent ROI
    • Average first year start-up cost is $90k (including the $50K Franchise Fee)
  • And a highly rewarding career that helps people and their families in very measurable ways
  • APG’S current franchisees validate extremely well

January 2014: Franchise Business Review Franchisee Satisfaction Survey = 82.3%


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Basic Franchise Info

Average Investment: $100000

Minimum Investment: $95800 - $127300

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Min. Liquidity: 100000

Years in Business: 1991

Open Units: 17

In-House Financing: Yes

Lead Assist: Yes

Coaching: Yes

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